Terms of Service

Effective Date: 12/31/2025

These Terms of Service (“Terms”) govern your use of wascoagency.com (the “Site”). By accessing or using the Site, you agree to these Terms.

1. Who We Are

The Site is operated by WASCO Insurance (“WASCO,” “we,” “us,” or “our”). We provide information about insurance services and allow you to contact us or request quotes.

2. Acceptable Use

You agree not to:

Use the Site for unlawful, fraudulent, or harmful purposes
Attempt to gain unauthorized access to the Site or its systems
Interfere with the Site’s operation, security, or performance
Scrape, harvest, or collect information from the Site without permission
Upload or transmit malware or malicious code

3. Quotes, Coverage, and No Professional Advice

Informational purposes only: Content on the Site is provided for general informational purposes and does not constitute legal, financial, or insurance advice.

Coverage availability, pricing, eligibility, and policy terms are determined by carriers and your individual circumstances. A quote is not a bind of coverage unless confirmed in writing through appropriate channels.

4. User Submissions

If you submit information through forms or communications, you represent that the information is accurate and that you have the right to provide it. We may use submitted information to respond to you, provide quotes, and service requests consistent with our Privacy Policy.

5. Intellectual Property

The Site and its content (text, graphics, logos, design, and code) are owned by WASCO or its licensors and protected by intellectual property laws. You may not copy, reproduce, distribute, or create derivative works without permission.

6. Third-Party Websites

The Site may link to third-party websites. We do not control and are not responsible for third-party content, policies, or practices.

7. Disclaimers

The Site is provided on an “as is” and “as available” basis. We make no warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

8. Limitation of Liability

To the maximum extent permitted by law, WASCO and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the Site.

9. Indemnification

You agree to indemnify and hold harmless WASCO from claims, liabilities, damages, losses, and expenses arising from your use of the Site or violation of these Terms.

10. Governing Law

These Terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict of law principles.

11. Changes to These Terms

We may update these Terms at any time. Continued use of the Site after changes means you accept the updated Terms.

12. Contact Us

WASCO Insurance
111 S. Blakely Street
Dunmore, PA 18512
Phone: (570) 354-2863
Email: customerservice@wascoagency.com